Category archive


Ari’s Take Blog: Huge! Musicians (and Freelancers) Can Now Get PPP Loans (with Forgiveness)

in News by

Yesterday, the SBA clarified that if you’re self-employed, a freelancer or independent contractor you can get a PPP loan with forgiveness.

It was previously thought that the PPP program was only for companies with W2’d employees on payroll. But now the SBA clarified that self-employed individuals can apply for this program as well.

This is great news for musicians and other freelancers after the headache of the Pandemic Unemployment Assistance program. The issue with the PUA program – which did help independent contractors and “gig workers” – was that if they had a singular W2 (most do from something), the program forced them to file for unemployment through the state. Unemployment calculates how much you would receive solely based on your W2 income! So, even if you made $50,000 from 1099s, but $500 from a singular W2 gig (like playing on a film score or acting in a TV show), the unemployment insurance program would calculate your payment on $500. Utterly absurd. So many people have struggled with this.

The good new is, now you can apply for the Paycheck Protection Program from the new Flexibility Act which was signed into law June 5th.

As Forbes notes the Flexibility Act made a few key changes to the PPP:

  • For loans made after June 5th, it extended the maturity date of the loan from two years to five years. The maturity date can also be extended for loans made before June 5th, if the borrower and lender mutually agree.
  • The covered period for the loan forgiveness was extended from 8 weeks to 24 weeks. However, borrowers with loans taken before June 5th can still choose the 8-week period.
  • The Act reduced the amount that you needed to spend on payroll in order to obtain forgiveness from 75% to 60%. The SBA has also clarified that if you don’t get to 60% in payroll expenses you can still obtain partial forgiveness.
  • The Act extended the date to replace full-time equivalent employees (FTEs) and restore salaries from June 30, 2020 until December 31, 2020.

You can now calculate your loan amount by either:

  • 8 weeks’ worth (8/52) of 2019 net profit (up to $15,385) for an 8-week covered period or
  • 2.5 months’ worth (2.5/12) of 2019 net profit (up to $20,833) for a 24-week covered period

Your loan calculation will be 2.5x your average monthly income.

Whether you file a schedule C or F or own an S-Corp, this seems to apply to both. Calculations are all capped at $100,000 annual pay.

100% of this loan will be forgiven if at least 60% is spent on income or payroll. For clarity, you don’t have to have a corporate entity and you don’t have to put yourself on payroll. As long as you file a Schedule C (or F) at tax time, you’re fine here.

You have to submit these records within 8 weeks of receiving the loan (but information on how or where to submit these records is not currently available)

There are some non-payroll expenses that can be forgiven with this loan like rent, mortgage and utility payments. So if you’ve been paying a lockout rehearsal studio or designate part of your house or apartment as an office or studio, you can calculate that as well for your loan amount.

There is still $146 billion left in the second round of the PPP so definitely get on this NOW!

You still have to apply for this via your local bank. I’ve heard that the smaller the bank, the easier it is to obtain PPP through them. You’re going to want a person, not an auto-responder at a bank to help you through this.

Question: How do I apply for this?

Answer: Through your local bank

Now, go get your money!

Link to Original Article


The Burg Magazine- Burg View: This Remarkable Week

in News by

Can a single week change history?

If so, this past week may long be remembered for the remarkable events that have unfolded.

First, on Monday, the U.S. Supreme Court ruled 6-3 that federal civil rights law protects gay, lesbian and transgender people from job discrimination. Then, on Thursday, a 5-4 majority struck down the Trump administration’s attempts to dismantle the DACA program, allowing some 650,000 undocumented immigrants who came to this country as children to stay here—at least for now.

This, from what is typically regarded as a conservative-majority court.

The greater Harrisburg area has both a large and growing LGBTQ+ community and a large and growing immigrant community. These decisions help protect the ability of both to confidently live, work and thrive here, though it’s now up to Congress to finally pass permanent legislation to ensure the futures of our area’s immigrant “dreamers.”

To cap off this week, today is Juneteenth, the state’s newest holiday, with a day of events planned locally and nationally to celebrate Black history, culture and freedom. Meanwhile, the Black Lives Matter movement continues to protest and press for civil rights, equality and an end to police brutality.

A remarkable week indeed.

A month or so ago, I told a colleague how disappointed I was with my generation—the Gen X/Baby Boomer crowd. When I was young, I attended many protests, thinking that our voices could lead to change. Looking back, however, I felt like we failed to make much progress toward a better, more equitable society.

But now this time has come like a bolt, a renewed era of activism and optimism, led by young people and people of color, but including a broad swath of society across cultures and generations—and now with, of all the unimaginable twists, assists from the U.S. Supreme Court.

Life remains unsettled. There are still plenty of questions, struggles and unknowns, especially as the global pandemic grinds on. But suddenly, the world seems so much more hopeful, so much brighter. For this incredible, history-making week, we can believe again in Rev. Martin Luther King Jr.’s famous quote: “The arc of the moral universe is long, but it bends towards justice.”

Lawrance Binda is co-publisher/editor-in-chief of TheBurg.


Here is the Original Link to this Article.

7.17 Mr. Bill Halftime Tour at HMAC- RESCHEDULED

in News by

Mr. Bill Halftime Tour at HMAC- RESCHEDULED

Friday July 17th, 2020

$15 in advance – $20 at the door

Doors at 8PM – Show at 9PM

Stage on Herr at HMAC

This show is all ages!!!


Mr. Bill has been a leader in the audio production world for years.


Beyond producing dazzlingly intricate originals, remixes, and collaborations with other stars of the industry, his eagerness to share his massive library of technical know-how has made him just as sought-after for studio work as he is for highly energetic and crowd-pleasing live performances.

Mr. Bill has toured North America and Australia with a live drummer, supported Beats Antique on multiple U.S. tours, and has played major festivals around the world. He scored the Nicolas Cage horror-comedy MOM AND DAD, and his techno side project Electrocado was signed to deadmau5’ mau5trap label for a multiple EP contract. Mr. Bill released his IDM album, Apophenia also on mau5trap, as well as the collab “10.8” with deadmau5 featuring an epic animated video by Bill’s longtime artist, Funilab. Mr. Bill also released a collaborative EP with Esseks, DeadLanguage on Ganja White Night’s Subcarbon label, and has current and future collabs slated for release on Deadbeats, Wakaan, and even more labels this year.

Mr. Bill links:

Mr. Bill is bringing his Halftime Tour to HMAC on July 17th with Special Guest tsimba and locals Gorilla Smack + Bluhtii ! This is sure to be a rager!

7.11 Alesana w/ Dead Rabbits & Ovtlier at HMAC

in News/Uncategorized by

Alesana w/ Dead Rabbits & Ovtlier at HMAC

Saturday, July 11, 2020

5:30 PM – 11:30 PM


Alesana brings their “The Emptiness” ten year anniversary tour to HMAC on July 11th with Dead Rabbits and Ovtlier!

Alesana is an American post-hardcore band from Raleigh, North Carolina

Formed by Dennis Lee, Shawn Milke and Patrick Thompson in 2004, the group is currently signed to Revival Recordings and Artery Recordings and have released three EPs and five full-length studio albums. The band gained a wide audience after their debut, On Frail Wings of Vanity and Wax was released, featuring a musical style shifting between light and heavy sounds along with a wide influence ranging from pop punk, metal and even classic rock bands such as the Beatles. Their audience grew heavily after the release of their third album, The Emptiness, which released in early-2010. Their band name is derived from street named Aliceanna Street, which was the street that vocalist/rhythm guitarist Shawn Milke and lead guitarist Patrick Thompson grew up on, in Baltimore.

2.15 Baked Shrimp at HMAC Stage on Herr

in Feb2020/News by

Baked Shrimp

Saturday February 15th, 2020
Doors at 7:00PM

One of Long Island’s Best Kept Secrets

Since forming in January 2017, Baked Shrimp has broken into the jam/funk scene across the Northeast region of the United States. Within two years the high-energy rock trio has performed multiple extensive tours, released an album, and most recently has broken into the festival circuit. Baked Shrimp has billed with artists such as Dweezil Zappa, Lotus, Spafford, Mungion, and Pink Talking Fish on festivals such as Great South Bay Music Festival (NY) and Larrypalooza (PA). Outside of festivals, the band has co-billed with artists including Brandon “Taz” Niederauer, LITZ, Flux Capacitor, Electric Love Machine, and Formula 5. Baked Shrimp is rapidly making new fans on their tours which land them as north as Maine, as west as Ohio, and as south as Washington D.C. The trio keeps it fresh from night to night by never performing the same setlist, and limiting the number of repeated songs in a given run of shows. They are consistently asked back by venues and fans across the region, and have a growing social media presence. Looking into the future, Baked Shrimp plans to continue touring extensively and will stay true to frequently releasing new music.

2.11 KING 810 with Skinlab, Righteous Vendetta

in Feb2020/News by

KING 810

w/ Special Guests: SKINLAB “Official”
Righteous Vendetta
Voice The Chaos

Tue, February 11, 2020, 7:00 PM EST

Doors at 6:30 PM

$18 Advance Admission

King 810

A heavy metal band from Flint Michigan lead by David Gunn emerged as one of the top live acts in recent memory in that genre.

King 180

Righteous Vendetta


1 2 3 10
Go to Top